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Bihar Credit Card

FINANCIAL ASSISTANCE PROGRAM

Bihar Student Credit Card Scheme (BSCC)

Empowering students to pursue higher education through financial support provided by the Government of Bihar.

About the Scheme

The Bihar Student Credit Card Scheme (BSCC) is a flagship initiative of the Government of Bihar designed to help students pursue higher education without financial barriers. Under this scheme, eligible students can avail education loans up to ₹4 Lakhs for approved professional, technical, and general degree programs.

₹4 Lakhs

Maximum Loan Amount

1%

Special Rate for Girls & Divyang Students

100%

Government Supported Scheme

Courses Available Under BSCC at AI College

BBA BCA BJMC B.Lib.I.Sc

Eligibility Criteria

  • Applicant must be a permanent resident of Bihar.
  • Must have completed 10+2 from Bihar or a recognized institution.
  • Must be enrolled in an approved higher education program.
  • Maximum age: 25 years for Bachelor's Programs.
  • Maximum age: 30 years for Master's Programs.
  • Course must be approved by the Government.

Documents Required

✓ Aadhaar Card
✓ PAN Card
✓ 10th Certificate
✓ 12th Certificate
✓ Admission Letter
✓ Fee Structure
✓ Income Certificate
✓ Bank Passbook
✓ Passport Size Photos
✓ Address Proof

How to Apply

1. Register on 7 Nischay Portal
2. Verify Mobile & Aadhaar
3. Login to Dashboard
4. Fill Personal Information
5. Select BSCC Scheme
6. Upload Documents
7. Submit Application
8. Visit DRCC Centre
9. Loan Approval Process
10. Receive Student Credit Card

Features & Benefits

₹4 Lakhs Loan

Education loan assistance for higher studies.

Low Interest Rate

Affordable repayment options for students.

Education Support

Books, laptops, fees and educational expenses covered.

Direct Institution Payment

Funds are transferred directly to institutions.

Frequently Asked Questions

What is BSCC?

A government-backed education loan scheme for higher studies.

Maximum loan amount?

Students can avail loans up to ₹4 Lakhs.

Who can apply?

Eligible students who are permanent residents of Bihar.

Official Website?

www.7nishchay-yuvaupmission.bihar.gov.in

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